Independent insurance specialists with access to 20+ top-rated carriers. We compare options and find coverage that fits your life—no pressure, no games.
20+
Insurance Carriers
GA & SC
Licensed & Appointed
100%
Independent Agency
What We Cover
From your first home to protecting your business—we find the right policy at the right price.
Protect your biggest investment. Dwelling, personal property, liability, and more.
Learn moreComprehensive, collision, and liability—for individuals, families, and small fleets.
Learn moreGeneral liability, commercial property, BOP packages, and workers' comp for small businesses.
Learn moreTerm, whole life, and supplemental health plans to protect your family's financial future.
Learn moreWhy Burnham & Sons
As an independent agency, our loyalty is entirely to our clients. That means real choices, honest advice, and coverage that actually fits.
Appointed with 20+ carriers, we shop the market on your behalf. No quotas, no favorites—just the best fit for your needs and budget.
We build real relationships. You'll speak with someone who knows your name, your policy, and your situation—not a rotating call center.
We know Georgia and South Carolina inside and out—local weather risks, state regulations, and the factors that actually affect your rates.
Appointed with 20+ top-rated carriers
20+
Carrier Partners
Our Story
Burnham & Sons Insurance Specialist was founded with a simple belief: insurance should protect people, not confuse them. We set out to build an agency that prioritizes honest guidance over sales quotas.
As an independent agency licensed in Georgia and South Carolina, we have the freedom to work with 20+ top-rated carriers—comparing real options and recommending what's actually right for you, not what's most convenient for us.
Whether you're a first-time homeowner, a growing family, or a small business owner, we take time to understand your situation and find coverage that genuinely protects what matters most.
GA & SC
Licensed & Appointed
Families
& Small Businesses
Local
Community Focused
Client Stories
"Switching to Burnham & Sons was one of the best decisions we made as a family. They found us better coverage than what we had—at a lower price. More importantly, they actually explained everything."
Marcus & Sandra T.
Savannah, GA — Home & Auto
"As a small business owner, finding the right commercial coverage felt overwhelming. The team at Burnham & Sons walked me through everything and tailored a policy that actually made sense for my shop."
Diane R.
Columbia, SC — Business Insurance
"I've been a client for years and referred my entire family. They've always been responsive, fair, and completely honest. When I had a claim, they guided me through the whole process without any hassle."
Kevin M.
Augusta, GA — Auto & Renters
Get in Touch
No obligation, no pressure—just an honest conversation about your needs. We'll compare options across 20+ carriers and find what works for you.
Phone
Call or text us during business hours
We respond within one business day
Service Area
Georgia & South Carolina